Past bankruptcy
Your financial circumstances today matter. Some lenders may consider financing following bankruptcy, subject to their assessment.
Explore your situation
Bad credit mortgage Toronto
Credit challenges happen.
Your next chapter
can still be a home.
A difficult credit history doesn’t tell your whole story. Explore mortgage possibilities with a licensed Ontario mortgage agent who listens first, and helps you find a path forward.
No judgment. No pressure. Financing subject to lender approval.
Licensed Ontario mortgage agentPersonal, compassionate guidanceToronto & Ontario
Meshesha RobelMortgage Agent Level 2
Mortgage AllianceFSRA Brokerage #10530
Your circumstances matterMore than a credit score
A real conversation647-342-1355 · Text preferred
There may be another way
A setback isn’t the
end of your story.
Life changes. Unexpected bills, a job transition, or past financial difficulties can affect your credit. You deserve a conversation about what’s possible now, not a judgment about the past.
As a bad credit mortgage broker in Toronto, Meshesha Robel explores alternative and private lending options for your circumstances. Different lenders look at the whole picture differently, including income, equity, and the property itself.
Understand your mortgage optionsBuying a home
Explore whether a purchase mortgage may fit your finances and the property you have in mind.
Refinancing your property
Understand options that may use existing home equity, with a careful look at affordability and total costs.
Approaching a renewal
Review your next steps when your mortgage term is ending and your credit circumstances have changed.
A mortgage agent, not a direct lender. Meshesha Robel is a licensed mortgage intermediary who arranges financing through third party lenders, is not a direct lender, and all financing is subject to lender approval and underwriting.
You’re not alone in this
Different situations. A thoughtful approach.
Whatever brought you here, the first step is understanding where you are today.
Consumer proposal
A proposal does not tell the whole story. Its status and your broader finances may influence the options available.
Explore your situationOther credit challenges
Late payments, collections, or a limited credit history can happen. A personal review can help put your situation in context.
Explore your situationA clearer path forward
Start with a conversation.
Move forward with clarity.
01
We listen to your story
Share your goals and circumstances, at a pace that feels right. No judgment and no pressure.
02
We explore what may fit
Review potential lender options, qualification factors, costs, and risks, with your needs at the centre.
03
You decide your next step
Understand what documents may be needed and what a lender will review. Move ahead only with clarity.
No credit report is requested through this consultation form.
Your next chapter
You don’t have to figure this out alone.
A conversation. An honest assessment. A clearer path forward.